Setting goals and objectives are the first steps to creating a solid financial plan. It’s important to know where you want to go, so that you can chart a course that will get you there. There are many road blocks on the way to retirement, but life is an adventure and there are things you can do to help put you on the right path to reach your destination.

Health events are a fact of life, but many Canadians underestimate the cost of health care. Between government health care plans and employer benefits, we’ve come to expect that we’re covered for anything that comes along. But there are many aspects that are not included in these plans and resisting that reality could lead to a stack of unexpected medical bills.

The loss of a loved one isn’t easy, and the responsibility of settling their estate can make this difficult time even more trying.

Besides contacting extended family and friends and completing funeral arrangements, your executor(s) will have many details to attend to on your behalf. Here are just a few of them: